We find ourselves in a system where we no longer own our own money. The state can declare “bank holidays,” cutting off our access to our money; it can impose withdrawal limits; it can ban cash and force us into “cashless payments” routed through banks it controls. The state regularly confiscates property in various forms.
“The interests of the state’s financial system”—that is, the interests of the state monetary monopoly—justify the policy of central banks and the state to “maintain the banking system,” deposit insurance, support for various corporations on the “too big to fail” principle. All of this means that now we all pay for crises, regardless of whether we were risky and reckless or frugal and cautious. The state regularly robs us through the monetary monopoly, and keeping this monopoly afloat when it inevitably lands in a critical state is also paid for by you and me.